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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa an excellent bank to open a credit card account!

Zopa an excellent bank to open a credit card account! Reviewed on: 15th January 2025

Download The App

Easy to keep control with the app Reviewed on: 15th January 2025

Very good bank zopa and credit card lof interest...

Very good bank zopa and credit card lots of interest options and interest rate good very good application everything works perfectly Reviewed on: 15th January 2025

The credit card for yoy

A great product and CS so helpful and an app that is so easy to navigate Reviewed on: 15th January 2025

Hassle free good service would recommend to anyone

Hassle free good service would recommend to anyone Reviewed on: 15th January 2025

Fair and responsible credit limit.

Application was straightforward, with decision made quickly. Initial credit card limit was set at a fair and responsible level. I have had zero issues using my Zopa Card in-store and online at multiple outlets. Zopa Card has been a great aid to me when my monthly budget has been that little bit stretched e.g. Christmas. I have no hesitation in recommending Zopa Card to family and friends. Reviewed on: 15th January 2025

No complaints whatsoever, excellent service all round.

No complaints whatsoever, excellent service all round. Reviewed on: 15th January 2025

quick easy and resolutive, they solved my problem wh...

quick easy and resolutive, they solved my problem when most need it Reviewed on: 15th January 2025

Great communication and easy to use and loads os bes...

Great communication and easy to use and loads os best options to use and more better then other companies to offer best deals Reviewed on: 15th January 2025

Is good and easy to get a credit card, however there...

Is good and easy to get a credit card, however there is low credit limit, not money transfer option etc. Reviewed on: 15th January 2025

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