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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Its just a nonsense card without any problems and do...

Its just a nonsense card without any problems and does exactly what I need. App is user friendly. Reviewed on: 8th March 2026

Friendly and great people will enjoy this service

Friendly and great people will enjoy this service Reviewed on: 8th March 2026

via the App info is very helpful easy to use.

It is very easy to understand spending via the App. Reviewed on: 8th March 2026

You was very helpful and trustworthy

You was very helpful and trustworthy Reviewed on: 8th March 2026

Very easy to use with a well designed app

Very easy to use with a well designed app Reviewed on: 8th March 2026

Easy to use app. Highly recommend

Easy to use app. Excellent customer service . Highly recommend Reviewed on: 8th March 2026

Grateful to Zopa!

Zopa issued me with their credit card with no problem when other issuers refused. Gave me the advantage of fee-free spending abroad. I also opened a savings account with them where I keep the bulk of my savings. Reviewed on: 8th March 2026

Fast efficient brilliant customer service dedicated...

Fast efficient brilliant customer service dedicated team polite just makes me feel safe when dealing with my account wonderful service Reviewed on: 8th March 2026

Fantastic Service.

Fantastic Service. Everything went very smoothly. Excellent Website & App. Everything works as it should without problems. Reviewed on: 8th March 2026

It was a wonderful experience no fuss the best.

It was a wonderful experience no fuss the best. Reviewed on: 8th March 2026

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