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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

easy to apply for and quick delivery once approved.

easy to apply for and quick delivery once approved. Reviewed on: 15th January 2025

Excellent in every respect-can’t fault them in any w...

Excellent in every respect-can’t fault them in any way I would recommend to everyone to get a Zopa card and tell all your friends to get one as well-it’s the best credit card I’ve ever had and I’ve had a few Reviewed on: 15th January 2025

Apply with ease

So helpful and easy application for the credit card. Helping to get my credit back on track perfectly Reviewed on: 15th January 2025

Easiest, most simple process and facilities

Application and use of the app/card/services is all extremely easy with zero complications, hassles or fuss. I have never had an issue with Zopa. Reviewed on: 15th January 2025

Over the moon great card

Easy application great card overall very satisfied Reviewed on: 15th January 2025

Applied with in minuites I had a decision, card came...

Applied with in minuites I had a decision, card came quickly and it’s easy to use the app, love how it asks you to approve transactions best credit card I have had Reviewed on: 15th January 2025

Good customer service prompt response and app easy t...

Good customer service prompt response and app easy to use. I will highly recommend it to my friends. Reviewed on: 15th January 2025

I’ve been using Zopa for a while now and it’s been t...

I’ve been using Zopa for a while now and it’s been the easiest and best credit card I’ve had. It gives me freedom and control all while helping me build my credit. Reviewed on: 15th January 2025

Zopa keep you notified as to your spending customer...

Zopa keep you notified as to your spending customer service is easy to access, you are kept informed as to your purchases and they run a stringent credit and I'd check, your credit limit is set to suit your own personal needs. Reviewed on: 15th January 2025

Always up to date with transactions etc

Always up to date with transactions etc Reviewed on: 15th January 2025

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