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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

This card is very handy when needed, it is for me on...

This card is very handy when needed, it is for me one of the best credit cards at the moment and am not going to swap it for no other. It has been a saver and am loving it. Reviewed on: 15th January 2025

Very easy to deal with and service is easy to unders...

Very easy to deal with and service is easy to understand Reviewed on: 15th January 2025

Very helpful and easy to deal with

Very helpful and easy to deal with Reviewed on: 15th January 2025

Excellent service

Every step of the way the support is outstanding. Reviewed on: 15th January 2025

I have never had any problems since using Zopa.

I have never had any problems since using Zopa. My lian and credit card application went smoothly and I've had my credit card for 3 years Reviewed on: 15th January 2025

Was great, I m berry happy with them.

Was great, I m berry happy with them. Reviewed on: 15th January 2025

Always been a great service.

Always been a great service. Had a loan and credit card and very easy to deal with. Would highly recommend to anyone. Easy to speak to and as soon as you make a payment it's clear and back on your card ready to him Reviewed on: 15th January 2025

Easy to deal with, App simple and easy to use

Easy to deal with, App simple and easy to use, Dont get hassle from them to do anything, i have had no issues with them Reviewed on: 15th January 2025

i have had no problems with my account

i have had no problems with my account Reviewed on: 15th January 2025

the process was most efficient and I am happy with a...

the process was most efficient and I am happy with all that you have done Reviewed on: 15th January 2025

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