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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Hassle free improved credot

Hassle free and helped me on my road to better credit. Reviewed on: 15th January 2025

Customer service very swift and polite a really grea...

Customer service very swift and polite a really great service. Reviewed on: 15th January 2025

Fast quick service with friendly advice.

Fast quick service with friendly advice. Whole process was easy and I never felt under pressure but was well informed Reviewed on: 15th January 2025

Excellent service

Always helpful if I needed to ring and the app is helpful Reviewed on: 15th January 2025

Very easy to set up and to pay back.

Very easy to set up and to pay back. Customer service is always on hand to help with any queries that needing dealing with. Had a low credit rating so was happy to be accepted. Reviewed on: 15th January 2025

I've not had a bad experience with Zopa and I haven'...

I've not had a bad experience with Zopa and I haven't really had to speak to customer service S I have never had an issue Reviewed on: 15th January 2025

I'm very happy with zopa credit card

I'm very happy with zopa credit card Reviewed on: 15th January 2025

All ways lets me know how much to pay and date due e...

All ways lets me know how much to pay and date due early each month Reviewed on: 15th January 2025

Absolute pleasure to deal with.

So easy to use and perfect support. Reviewed on: 15th January 2025

The service was fast and efficient.

The service was fast and efficient.All the information needed is on a very easy to use app so that you can monitor your spending Reviewed on: 15th January 2025

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