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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I have only had the card late year 2024 and everyth...

I have only had the card late year 2024 and everything seems excellent around the use of the card. the customer service . everything so far Reviewed on: 15th January 2025

Very easy to understand no hassle.

Very easy to understand no hassle. very helpful if need to contact anyone. Reviewed on: 15th January 2025

Excellent customer service staff our very helpful

Excellent customer service staff our very helpful Reviewed on: 15th January 2025

A highly professional service.

A highly professional service. Online updates are instant. Reviewed on: 15th January 2025

Always feel satisfy and comfortable whenever I talk...

Always feel satisfy and comfortable whenever I talk to customer service Reviewed on: 15th January 2025

Simply the best

So easy to join get up and running Reviewed on: 15th January 2025

Zopa a very modern credit card

The best thing about mu Zopa card is how easy it is to access support - whether it's access to my balance, pop ups on usage or the availability of online chat services - this has it all Reviewed on: 15th January 2025

Easy to make payments, gives credit limit increases...

Easy to make payments, gives credit limit increases whenever possible. Easy to manage and easy to use mobile app. Friendly customer service team. Would recommended to people looking to build credit history. Reviewed on: 15th January 2025

One of the best credit cards I use.

One of the best credit cards I use.....not aggressive in customer approach and I've had no issues ... I always pay card off in full and charges are not excessive..... Reviewed on: 15th January 2025

Excellent quality service

Excellent customer service,very easy to apply with step by step advice Reviewed on: 15th January 2025

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