Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa help me out alot because when no one would give...

Zopa help me out alot because when no one would give me credit zopa did. Reviewed on: 7th March 2026

I have had no issues with zopa.

I have had no issues with customer service with Zopa or any problems with the card. Previously the only issue would be that you couldn’t add it to your Apple wallet but you can now so all good. Reviewed on: 7th March 2026

Always reliable and easy to work with

Always reliable and easy to work with Reviewed on: 7th March 2026

Helped with lower interest rates so repayments were...

Helped with lower interest rates so repayments were more affordable, helping to raise my credit score. Reviewed on: 7th March 2026

No problem here

Everything happens correctly for a change Reviewed on: 7th March 2026

Great easy to use, clear communication

Great easy to use, clear communication Reviewed on: 7th March 2026

Always brilliant service.

Always brilliant service. Really great card and account services Reviewed on: 7th March 2026

Excellent service with all accounts Easily accessed...

Excellent service with all accounts Easily accessed on one webpage that is current account / Credit Card with credit cushion and biscuit saver accounts original unique thinking Reviewed on: 7th March 2026

Awesome great credit company easy to use

Awesome great credit company easy to use Reviewed on: 7th March 2026

It's his been wonderful since joining and excellent

It's his been wonderful since joining and excellent Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.78 from 128 reviews
Balance Transfer Credit Card
from Halifax 4.10 from 64 reviews
Credit card
from Zempler Bank 4.83 from 5819 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub