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Zopa: Credit card reviews

4.94
Based on 43,443 reviews, last reviewed 10th Mar 2026
153550% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use for everyday life. This credit card is great for everyday spending. The app is well designed, easy to use, and clearly displays all transactions. Reviewed on: 10th March 2026
MUHAMMAD K's avatar
MUHAMMAD K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43443)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great account easy to use and great savings options

5
Great account easy to use and great savings options Reviewed on: 6th March 2026

Easy to accommodate when you have had bad crediti

5
Easy to accommodate when you have had bad credit Reviewed on: 6th March 2026

Excellent service all round very helpful staff

5
Excellent service all round very helpful staff Reviewed on: 6th March 2026

Very easy to use , no worries if you don't understan...

5
Very easy to use , no worries if you don't understand , this service is for all people. Reviewed on: 6th March 2026

Friendly & polite staff

5
Excellent service friendly and polite staff would recommend to anyone Reviewed on: 6th March 2026

Very good

5
Very good experience nether had a problem Reviewed on: 6th March 2026

Very easy to use and always helped when I've had an...

5
Very easy to use and always helped when I've had an issue Reviewed on: 6th March 2026

Brilliant credit card very helpful

5
Brilliant credit card very helpful Reviewed on: 6th March 2026

Easy, nice to obtain, excellent App

5
Easy, nice to obtain, excellent App Reviewed on: 6th March 2026

Ive had avery positive experience with Zopa credit card

5
Ive had avery positive experience with Zopa credit card Reviewed on: 6th March 2026

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