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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Superb company, product and service.

Superb company, product and service. Reviewed on: 15th January 2025

Great company

Really fair and knowledgeable, not judgemental and treat you as a human. App easy to access and use, no complaints at all! Reviewed on: 15th January 2025

Zopa is the best!

Zopa is the best! Absolutely amazing service and always make you aware of your statements on time, I’ve highly recommended this bank to all my friends and family! Reviewed on: 15th January 2025

Applying for a Zopa credit card is very easy, also p...

Applying for a Zopa credit card is very easy, also providing the requested documents again was very easy. Reviewed on: 15th January 2025

perfectly easy

Simple easy perfect never had a single issue Reviewed on: 15th January 2025

easy and straight forward good information given and...

easy and straight forward good information given and easy access to services Reviewed on: 15th January 2025

Never had a problem easy to use app

Never had a problem easy to use app Reviewed on: 15th January 2025

Great customer service, a fantastic, easy mobile app...

Great customer service, a fantastic, easy mobile app to use. Awesome at keeping you in the loop and always there to help. Reviewed on: 15th January 2025

Fantastic on every level

Excellent service, the app is super easy to use and customers are always kept up to date. Reviewed on: 15th January 2025

Valued experience

I have so far been very pleased with my Zopa credit card experience & look forward to future transactions Reviewed on: 15th January 2025

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