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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have nothing but a fantastic experience with Zopa...

I have nothing but a fantastic experience with Zopa and will definetly recommend Reviewed on: 15th January 2025

Good early notifications of Payment.

Good early notifications of Payment. No hidden charges. Card easy to use both online and in stores Reviewed on: 15th January 2025

I have had an easy no hassle experience to date.

I have had an easy no hassle experience to date. Easy credit. Reviewed on: 15th January 2025

Zopa app and card

Easy to use app and clear notifications Reviewed on: 15th January 2025

great - thank you - Awesome service

great - thank you - Awesome service Reviewed on: 15th January 2025

Had my a account a few months not had any issues car...

Had my a account a few months not had any issues card application was straight forward. Reviewed on: 15th January 2025

I don’t have good credit but Zopa help me build up m...

I don’t have good credit but Zopa help me build up my credit score Reviewed on: 15th January 2025

Good service, no issues with Zopa.

Good service, no issues with Zopa. Right limit. No more than than that. Up to me Reviewed on: 15th January 2025

So nice, easy to apply for credit card and to use.

So nice, easy to apply for credit card and to use. I am happy to this Reviewed on: 15th January 2025

Great and reliable service

Any questions have been answered quickly and service has been great. Always kept upto date with any news and or changes Reviewed on: 15th January 2025

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Want to see more from Zopa?

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