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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good service, app easy to use.

Very good service, app easy to use. Keeps you update on your balance. Reviewed on: 15th January 2025

Great Bank

Easy access to account, easy use of app and it ls all on one place Reviewed on: 15th January 2025

zopa brings smile

zopa have been friendly helpful company. made it easy to manage my account . Reviewed on: 15th January 2025

Very impressed

I have been really impressed with Zopa right from the day i applied for the credit card including keeping me up to date every time I make a purchase and throughout the month Reviewed on: 15th January 2025

Best card to use in Europe

Applied a while back. Got accepted relatively easily. Withdrawn and paid with ease - used in Europe with no dramas whatsoever Reviewed on: 15th January 2025

Since I became a card carrier, it has been great cus...

Since I became a card carrier, it has been great customer experience. Reviewed on: 15th January 2025

Easy to use

The experience throughout was seamless and it has been a very easy experience to navigate through the credit card process right from the word go. Reviewed on: 15th January 2025

Brill fantastic service nothig too much trouble

Brill fantastic service nothig too much trouble Reviewed on: 15th January 2025

My experience with Zopa has been efficiency.

My experience with Zopa has been efficiency. .Zopa has been very quick and efficient in dealing with me. Zopa has helped me in organising my finances well Reviewed on: 15th January 2025

cannot transfer balance to other cards.

cannot transfer balance to other cards at lower interest Reviewed on: 15th January 2025

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