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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy friendly service ,easy straight forward app to use

Easy friendly service ,easy straight forward app to use Reviewed on: 15th January 2025

Easy to use

Zopa card has been amazing used it easy to use no complications. Reviewed on: 15th January 2025

Good service easy to use the app

Good service easy to use the app Reviewed on: 15th January 2025

very clear and straitforward aapliction

very clear and straitforward aapliction Reviewed on: 15th January 2025

The Zopa credit card really helped me

The Zopa credit card really helped me Reviewed on: 15th January 2025

Easy to sort everything on line, and any issues they...

Easy to sort everything on line, and any issues they let you know quickly. If there are any unregognised purchases they contact you straight away. Reviewed on: 15th January 2025

EXCELLENT CUSTOMER SERVICE - WOU

EXCELLENT CUSTOMER SERVICE - WOU Reviewed on: 15th January 2025

TOP COMPANY

I have had no problem with this card and staff are so helpful Reviewed on: 15th January 2025

Everything is easy to understand and the app is easy...

Everything is easy to understand and the app is easy to use. Reviewed on: 15th January 2025

Easy Access no hidden extras professional staff good...

Easy Access no hidden extras professional staff good rates Reviewed on: 15th January 2025

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