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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

small and manageable payments

The repayments are small and manageable and they notify you when your next payment is due, no hassle and easy to use Reviewed on: 15th January 2025

friendly, helpful and great service

friendly, helpful and great service Reviewed on: 15th January 2025

Very Easy to easy use app simple to understand

Very Easy to use app simple to understand Reviewed on: 15th January 2025

Customer service was very helpful,

Customer service was very helpful, Reviewed on: 15th January 2025

Fantastic customer service, brilliant app.

Fantastic customer service, brilliant app. User friendly with no issues Reviewed on: 15th January 2025

Always happy to help with quick resolution

Always happy to help with quick resolution Reviewed on: 15th January 2025

Easy process, money came through within an hour

Easy process, money came through within an hour Reviewed on: 15th January 2025

You do what it says on the tin Iam happy

You do what it says on the tin well done Reviewed on: 15th January 2025

A Game-Changer for Personal Finance: Zopa App Review

I've been using the Zopa app for several months now, and I can confidently say it's transformed the way I manage my personal finances. Here are a few highlights that make this app stand out: User-Friendly Interface The design is sleek and intuitive, making navigation a breeze. Whether I'm checking my savings or applying for a loan, everything is just a few taps away. Seamless Integration Zopa allows for easy linking of bank accounts, which means all my financial information is in one place. This feature has simplified tracking my spending and savings goals. Competitive Rates The interest rates offered for savings and loans are some of the best I've seen in the market. Zopa truly prioritizes customer benefits, which is refreshing in today's financial landscape. Personalized Insights The app provides tailored insights and recommendations based on my spending habits. This feature has helped me identify areas where I can save more, making my financial planning much more effective. Excellent Customer Support Whenever I've had questions, Zopa's customer service has been prompt and helpful. They genuinely care about customer satisfaction, which adds to the overall positive experience. Conclusion Overall, the Zopa app is a must-have for anyone looking to take control of their finances. Its user-friendly features, competitive rates, and outstanding customer service make it a top choice. I highly recommend it to anyone seeking a better way to manage their money! Reviewed on: 15th January 2025

They have been amazing the app is probably the easie...

They have been amazing the app is probably the easiest to navigate and tge card works perfectly Reviewed on: 15th January 2025

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