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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing customer service, promotions and easy to acc...

Amazing customer service, promotions and easy to access Reviewed on: 15th January 2025

I'm not tech savvy but the app is easy to navigate a...

I'm not tech savvy but the app is easy to navigate and use Reviewed on: 15th January 2025

Great service, never had an issue.

Great service, never had an issue. Reviewed on: 15th January 2025

Very friendly and helpful will recommend

Very friendly and helpful will recommend Reviewed on: 15th January 2025

Excellent Service

Excellent service and always keeping customers up to date with support and information Reviewed on: 15th January 2025

Good customer service and support very helpful and w...

Good customer service and support very helpful and when needed Reviewed on: 15th January 2025

Great Credit Card, easy to use app and flawless expe...

Great Credit Card, easy to use app and flawless experience Reviewed on: 15th January 2025

Zopa was my first credit card the app is easy to use...

Zopa was my first credit card the app is easy to use and the insight on my spending was very useful to improve my credit and pay off my debt now I’m debt free with a fantastic credit report Reviewed on: 15th January 2025

Excellent credit provider.

Excellent credit provider. Easy to apply for and great, accessible customer service. Would highly recommend; in fact, my wife has just received her Zopa credit card. The app is great too, intuitive and simple to use Reviewed on: 15th January 2025

Very good app but would of liked to be given a lot m...

Very good app but would of liked to be given a lot more credit on my card from £650 really Reviewed on: 15th January 2025

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