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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa was my first credit card the app is easy to use...

Zopa was my first credit card the app is easy to use and the insight on my spending was very useful to improve my credit and pay off my debt now I’m debt free with a fantastic credit report Reviewed on: 15th January 2025

Excellent credit provider.

Excellent credit provider. Easy to apply for and great, accessible customer service. Would highly recommend; in fact, my wife has just received her Zopa credit card. The app is great too, intuitive and simple to use Reviewed on: 15th January 2025

Very good app but would of liked to be given a lot m...

Very good app but would of liked to be given a lot more credit on my card from £650 really Reviewed on: 15th January 2025

Brilliant always there when needed.

Brilliant always there when needed. Customer service is very good a supportive. Reviewed on: 15th January 2025

Great for improving credit score

The app is great and tells you exactly what you need to know. Making payments is easy and managing your borrowing is made easy. Great way to build up my credit score. Much easier than cards I’ve had in the past to manage everything in one place. Reviewed on: 15th January 2025

Great for my credit score

Easy to use, no hassle, and great for my credit score Reviewed on: 15th January 2025

Excellent service

Easy to speak to someone if there is any problems and the app is very handy to keep on track of your spending Reviewed on: 15th January 2025

Zopa is the best credit card I have i recommend it t...

Zopa is the best credit card I have i recommend it to everyone Reviewed on: 15th January 2025

Brilliant service always and good all round help

Brilliant service always and good all round help Reviewed on: 15th January 2025

Great customer experience!

Great customer experience! Very transparent and very customer focused! Reviewed on: 15th January 2025

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