Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company

Great company, no hidden information, very easy to use app. Reviewed on: 15th January 2025

Everything is straightforward on app,very easy to na...

Everything is straightforward on app,very easy to navigate Reviewed on: 15th January 2025

I was trying for a credit card for a while

I had been trying to get a credit card for a while and stumbled across Zopa and within minutes I got approved and card came very quick for me to start using Reviewed on: 15th January 2025

Easy to use, intuitive app and excellent in app feat...

Easy to use, intuitive app and excellent in app features. Reviewed on: 15th January 2025

My experience was one of easy and enjoyable made ver...

My experience was one of easy and enjoyable made very easily by the way everything was explained every step of the way Reviewed on: 15th January 2025

I am using well .

I am using well .it’s very excellent Reviewed on: 15th January 2025

Wayne Zopa

Very easy to manage app, very user friendly Reviewed on: 15th January 2025

Simple, quick, great App.

Simple. Great app. Would highly recommend. Reviewed on: 15th January 2025

Improve your credit...

They're excellent for helping to improve your credit profile. Responsible lending is very important, and I expect a lender to have my best interests at heart - I feel Zopa does Reviewed on: 15th January 2025

Very punctual and professional service, easy to use.

Very punctual and professional service, easy to use. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.36 from 75 reviews
Nectar Credit Card
from American Express 3.16 from 14 reviews
Bip Credit Card
from NewDay 4.79 from 2286 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub