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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I have been with Zopa a while now and found no issue...

I have been with Zopa a while now and found no issues and its easy to use and the app is informative Reviewed on: 15th January 2025

Easy, fast and straightforward application.

Easy, fast and straightforward application. Easy and clear app. Reviewed on: 15th January 2025

The Perfect Modern Credit Card!

Zopa’s credit card is fantastic—simple, transparent, and user-friendly. The app makes tracking spending easy, with real-time updates and flexible repayment options. Competitive rates and excellent customer service seal the deal. Highly recommend! Reviewed on: 15th January 2025

All round good card travelled abroad no issues

All round good card travelled abroad no issues Reviewed on: 15th January 2025

I'm very happy no comment all the good service and S...

I'm very happy no comment all the good service and Safe Reviewed on: 15th January 2025

Better interest rate than any other cards I've used.

Better interest rate than any other cards I've used. Keep me updated on my improvement Reviewed on: 15th January 2025

Zopa Bank

I find zopa a very good bank and most helpful. Reviewed on: 15th January 2025

Good customer service and friendly

Good customer service and friendly Reviewed on: 15th January 2025

Can’t fault credit facilities very good service

Can’t fault credit facilities very good service Reviewed on: 15th January 2025

I found zopa to be very helpful and really good at w...

I found zopa to be very helpful and really good at what they do Reviewed on: 15th January 2025

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