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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

GREAT SERVICE AND BEYOND EXCELLENT PRODUCT EXCELLENT...

GREAT SERVICE AND BEYOND EXCELLENT PRODUCT EXCELLENT INTEREST RATE Reviewed on: 15th January 2025

The card was approved quickly, issued within few days.

The card was approved quickly, issued within few days. I have benefited a lot. Reviewed on: 15th January 2025

Excellent service

Customer service support is excellent and immediate responses Reviewed on: 15th January 2025

Never had any problems and it's been plain sailing s...

Never had any problems and it's been plain sailing since I joined Reviewed on: 15th January 2025

Excellent card

Delighted to receive my card. Notifications very good when spending Reviewed on: 15th January 2025

Makes everything easier to use apps

Makes everything easier to use apps Reviewed on: 15th January 2025

Nonsense card

Very easy convenient card no nonsense Reviewed on: 15th January 2025

Very good and helpful never had any issues

Very good and helpful never had any issues Reviewed on: 15th January 2025

Applied for a credit card with Zopa and instantly go...

Applied for a credit card with Zopa and instantly got approved Reviewed on: 15th January 2025

I have never had no problems even when setting it up...

I have never had no problems even when setting it up and resetting password very good customer service. Reviewed on: 15th January 2025

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