Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Better interest rate than any other cards I've used.

Better interest rate than any other cards I've used. Keep me updated on my improvement Reviewed on: 15th January 2025

Zopa Bank

I find zopa a very good bank and most helpful. Reviewed on: 15th January 2025

Good customer service and friendly

Good customer service and friendly Reviewed on: 15th January 2025

Can’t fault credit facilities very good service

Can’t fault credit facilities very good service Reviewed on: 15th January 2025

I found zopa to be very helpful and really good at w...

I found zopa to be very helpful and really good at what they do Reviewed on: 15th January 2025

The app is so easy to operate and making my payment...

The app is so easy to operate and making my payment through the app is easy Reviewed on: 15th January 2025

GREAT SERVICE AND BEYOND EXCELLENT PRODUCT EXCELLENT...

GREAT SERVICE AND BEYOND EXCELLENT PRODUCT EXCELLENT INTEREST RATE Reviewed on: 15th January 2025

The card was approved quickly, issued within few days.

The card was approved quickly, issued within few days. I have benefited a lot. Reviewed on: 15th January 2025

Excellent service

Customer service support is excellent and immediate responses Reviewed on: 15th January 2025

Never had any problems and it's been plain sailing s...

Never had any problems and it's been plain sailing since I joined Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.23 from 57 reviews
Flexicard
from Halifax 3.70 from 7 reviews
All in One Credit Card
from Santander 4.27 from 23 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub