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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Really heloful when I called regarding late payments

Really heloful when I called regarding late payments Reviewed on: 15th January 2025

Haven’t had any issue what so ever with Zopa from th...

Haven’t had any issue what so ever with Zopa from the start everything is made easy the app is very well presented and easy to use and I would recommend Zopa over any other credit card Reviewed on: 15th January 2025

Easy App

App easy to use, set out to understand easily. Manage your account from from your phone. Reviewed on: 15th January 2025

First class

Never had any problems absolutely spot on with everything Reviewed on: 15th January 2025

Excellent Service

Easy to access site, decision made in minutes, excellent customer service Reviewed on: 15th January 2025

Great company.

Great company. Easy to work either. Great app Reviewed on: 15th January 2025

Easy to use.

Easy to use. App great. Credit card good, current account is ok but is still in beta. Reviewed on: 15th January 2025

They listen and give clear answers

They listen and give clear answers Reviewed on: 15th January 2025

Good service and finally service

Good service and finally service Reviewed on: 15th January 2025

Simple and effective provider, staff are professiona...

Simple and effective provider, staff are professional and I would happily recommend them to family and friends. Do they deserve the award - I think any business who press for excellence deserve recognition. Reviewed on: 15th January 2025

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