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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

First class

Never had any problems absolutely spot on with everything Reviewed on: 15th January 2025

Excellent Service

Easy to access site, decision made in minutes, excellent customer service Reviewed on: 15th January 2025

Great company.

Great company. Easy to work either. Great app Reviewed on: 15th January 2025

Easy to use.

Easy to use. App great. Credit card good, current account is ok but is still in beta. Reviewed on: 15th January 2025

They listen and give clear answers

They listen and give clear answers Reviewed on: 15th January 2025

Good service and finally service

Good service and finally service Reviewed on: 15th January 2025

Simple and effective provider, staff are professiona...

Simple and effective provider, staff are professional and I would happily recommend them to family and friends. Do they deserve the award - I think any business who press for excellence deserve recognition. Reviewed on: 15th January 2025

Very impressive service

Very impressive service when I had a problem. Very helpful on the phone and via chat Reviewed on: 15th January 2025

The zopa account is easy to use the app simple to na...

The zopa account is easy to use the app simple to navigate and you are in full control Reviewed on: 15th January 2025

All superb excellent

All superb excellent not doughnuts all good Reviewed on: 15th January 2025

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