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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

My family and me LOVE it good app, easy to use.

My family and me LOVE it good app, easy to use. Reviewed on: 15th January 2025

I love the card just wish my credit card would go up...

I love the card just wish my credit card would go up it is a cheap card and it's brilliant Reviewed on: 15th January 2025

I use my card regular and try to pay it of in one mo...

I use my card regular and try to pay it of in one month the card is so flexible. Reviewed on: 15th January 2025

Its very Helpful for me

Its very Helpful, Useful on my daily living Reviewed on: 15th January 2025

Good transactions, very informative

Good transactions, very informative Reviewed on: 15th January 2025

Easy to apply

Easy to apply give people a chance to build there credit file up Reviewed on: 15th January 2025

From day one of having a zopa card I've had no probl...

From day one of having a zopa card I've had no problem whatsoever using it. But mostly is the customer service when you ring them up excellent Reviewed on: 15th January 2025

I’m so happy with this card company it’s reasonable...

I’m so happy with this card company it’s reasonable fair and a fantastic easy website to management your payment's thank you for being fair with your card. Reviewed on: 15th January 2025

Easy to use

Easy to use repayment easy to make can always check what you have spent Reviewed on: 15th January 2025

Super! Great service and app!!

Super! Love that I can shop with it ANYWHERE and that my credit limit increases after being vetted based on my card usage. Works anywhere and the app user interface is quite intuitive Reviewed on: 15th January 2025

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