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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

After payment every payment cycle, the account updat...

After payment every payment cycle, the account update very quick. The cushion helps to not go over the limit. Reviewed on: 15th January 2025

Great service, excellent easy to use and understand...

Great service, excellent easy to use and understand app. Affordable credit limits which help you to re build your credit score and history. Reviewed on: 15th January 2025

Good stuff and professional service

Good stuff and professional service Reviewed on: 15th January 2025

Very easy process and great experience.

Very easy process and great experience. Reviewed on: 15th January 2025

Money matters

They were very helpful tk me when j had financial problems Reviewed on: 15th January 2025

Penfold.G

Excellent service. Very easy to use and to pay into. Reviewed on: 15th January 2025

great company

great company very helpful give help when needed Reviewed on: 15th January 2025

Fantastic

Just great . Fantastic service. Reviewed on: 15th January 2025

Zopa has provided me the help I needed.

Zopa has been most helpful, providing me with a source of credit whilst also giving me insights into how to improve my credit rating. Zopa has taught me many ways to improve my credit rating and shown me how to grow further and make informed financial decisions. Reviewed on: 15th January 2025

Very good service.

Very good service. Everything was straight forward and easy. It would be nice to have had a bit more of a balance. A higher first time credit limit. Overall very happy. I will recommend to my family and friends. Reviewed on: 15th January 2025

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