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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Penfold.G

Excellent service. Very easy to use and to pay into. Reviewed on: 15th January 2025

great company

great company very helpful give help when needed Reviewed on: 15th January 2025

Fantastic

Just great . Fantastic service. Reviewed on: 15th January 2025

Zopa has provided me the help I needed.

Zopa has been most helpful, providing me with a source of credit whilst also giving me insights into how to improve my credit rating. Zopa has taught me many ways to improve my credit rating and shown me how to grow further and make informed financial decisions. Reviewed on: 15th January 2025

Very good service.

Very good service. Everything was straight forward and easy. It would be nice to have had a bit more of a balance. A higher first time credit limit. Overall very happy. I will recommend to my family and friends. Reviewed on: 15th January 2025

Simple and easy to use.

Simple and easy to use. Online banking is much easier to use and all answers are normally there in black and white. Reviewed on: 15th January 2025

Always quality company

Always there to help. Always on hand to answer any questions. Reviewed on: 15th January 2025

Excellent transaction, they are the best

Excellent transaction, they are the best Reviewed on: 15th January 2025

Great for credit building highly recommend

Great for credit building highly recommend Reviewed on: 15th January 2025

No issues with Zopa, good service.

I haven’t had any issues with Zopa and so haven’t had to speak to customer service but correspondence on other areas have always been good. Reviewed on: 15th January 2025

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