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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43453 reviews)

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4.94

Based on 43,453 reviews, last reviewed 10th Mar 2026

153950% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa's services from the App to customer services is... Zopa's services from the App to customer services is exceptional, second to none and interest rates very favourable indeed, can't fault Zopa on any le... Read more Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43453)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

News starter but so far so good and competitive inte...

News starter but so far so good and competitive interest rates. Reviewed on: 6th March 2026

Zopa offered me a range of solutions with brilliant...

Zopa offered me a range of solutions with brilliant customer service for each for these - very fast efficient and well serviced Reviewed on: 6th March 2026

Love Zopa Great from Start to Finish

Great from Start to Finish Easy to use and always helpful People to ask thing Reviewed on: 6th March 2026

alls good it is simple and works for me

alls good it is simple and works for me Reviewed on: 6th March 2026

Fabulous card and so easy to manage

Fabulous card and so easy to manage Reviewed on: 6th March 2026

So easy to apply for great service.

So easy to apply for great service. Reviewed on: 6th March 2026

the application process was simple and straight foward.

the application process was simple and straight foward. I have struggled in some other credit providers to get credit but with Zopa it was easy and satisfying. Reviewed on: 6th March 2026

Zopa has made my life so much easier with the cost o...

Zopa has made my life so much easier with the cost of living as high as it is. Reviewed on: 6th March 2026

Outstanding company

Be nice to be offered a credit limit increase as been a customer for a while now but apart from that I really can’t fault them Reviewed on: 6th March 2026

Excellent service, great easy app xx

Excellent service, great easy app xx Reviewed on: 6th March 2026

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