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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant cant complain very easy

Brilliant cant complain very easy Reviewed on: 15th January 2025

Well pleased with the service and helpfulness

Well pleased with the service and helpfulness Reviewed on: 15th January 2025

I have never had an issue with your service am happy...

I have never had an issue with your service am happy with it find it a really easy to manage Reviewed on: 15th January 2025

Very friendly and professional customer service

Very friendly and professional customer service Reviewed on: 15th January 2025

Zopa have been great.

Zopa have helped me increase my credit score and helped me manage my money better Reviewed on: 15th January 2025

Great app

Easy to apply and app is great, I even set up a normal account Reviewed on: 15th January 2025

Easy to use and clear communication.

Easy to use and clear communication. Reviewed on: 15th January 2025

Managed to get approved even with low credit score.

Managed to get approved even with low credit score. Many thanks Zopa! Reviewed on: 15th January 2025

Quick and easy application.

Quick and easy application. Easy to use and good app Reviewed on: 15th January 2025

Good company but you have not raised my limit in two...

Good company but you have not raised my limit in two years Reviewed on: 15th January 2025

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