Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Managed to get approved even with low credit score.

Managed to get approved even with low credit score. Many thanks Zopa! Reviewed on: 15th January 2025

Quick and easy application.

Quick and easy application. Easy to use and good app Reviewed on: 15th January 2025

Good company but you have not raised my limit in two...

Good company but you have not raised my limit in two years Reviewed on: 15th January 2025

Got the card to improve my credit score.

Got the card to improve my credit score. User friendly app, clear and understandable statements and excellent customer service. Reviewed on: 15th January 2025

Extremely reliable credit card with good interest ra...

Extremely reliable credit card with good interest rates Reviewed on: 15th January 2025

My experience has been just above average for this c...

My experience has been just above average for this credit card . Reviewed on: 15th January 2025

Zopa has all your financial solutions

Very easy to use.App very easy to use,easy to navigate,plenty of tips and solutions to help with your finances. Reviewed on: 15th January 2025

It was a quick application and even quicker on getti...

It was a quick application and even quicker on getting a decision Reviewed on: 15th January 2025

Great card

Always reliable, Zopa is a great card to have, never had a problem, would recommend it, customer service is also great Reviewed on: 15th January 2025

I love it

I love it but do.t get. Credit upped. Dry often Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 4.12 from 20 reviews
Credit card
from The Co-operative Bank 3.46 from 37 reviews
Cashback credit card
from Lloyds Bank 4.24 from 26 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub