Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

easy and smooth process to apply

easy and smooth process to apply Reviewed on: 15th January 2025

Great credit card, great app, great interest rate .

Great credit card, great app, great interest rate . Reviewed on: 15th January 2025

Great banking app nice people to do business with

Great banking app nice people to do business with Reviewed on: 15th January 2025

Great customer servis very helpful

Great customer servis very helpful Reviewed on: 15th January 2025

User friendly credit card , excellent app

User friendly credit card , excellent app Reviewed on: 15th January 2025

Good experience

All good start to finish from recovering my card until now Reviewed on: 15th January 2025

Great company love doing my money business with them.

Great company love doing my money business with them. Reviewed on: 15th January 2025

Great easy to apply and manage via the app would rec...

Great easy to apply and manage via the app would recommend Reviewed on: 15th January 2025

The zopa customer service was excellant, gives you...

The zopa customer service was excellant, gives you help when required. Reviewed on: 15th January 2025

Simple to use and great service

Always simple to work with, from application to CS Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Everyday Credit Card
from Creation 4.03 from 22 reviews
Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub