Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,350 reviews, last reviewed 22nd Jul 2026
99% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026
Alpesh Bhoy's avatar
Alpesh Bhoy

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy application.

5
Easy application. Never had any issues at all so I will definitely recommend to anyone who wants a hassle free service Reviewed on: 15th January 2025

Excellent Service

5
Very helpful to your situation, always have a solution to any problem you may have Reviewed on: 15th January 2025

Excellent card

5
Totally satisfied with everything about this card and customer service Reviewed on: 15th January 2025

Great customer service,regular statements and updates

5
Great customer service,regular statements and updates Reviewed on: 15th January 2025

Brilliant company always there to help when anything...

5
Brilliant company always there to help when anything is wrong. And don't pray on people like usual money orgs. Reviewed on: 15th January 2025

User friendly app

5
The app is user friendly. It's informative and easy to understand Reviewed on: 15th January 2025

I like the service it's easy and simple to use...

5
I like the service it's easy and simple to use Reviewed on: 15th January 2025

Amazing and reliable

5
They are amazing, I will recommend Reviewed on: 15th January 2025

Very nice and kind customer service

5
Very nice and kind customer service Reviewed on: 15th January 2025

financial issues previously

5
I have had financial issues previously and they could see the effect I have made and gave me a card with basic amount which is great Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products