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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

It been good and easy to use able to get increase ea...

It been good and easy to use able to get increase easily Reviewed on: 15th January 2025

It’s been a perfect credit card to have

It’s been perfect, had no issues. Reviewed on: 15th January 2025

Simple and easy

The whole process was simple and easy just a few clicks Reviewed on: 15th January 2025

Zopa is very generous

Zopa is very generous of giving credit increase and using their app is as smooth as butter. Reviewed on: 15th January 2025

Interest very good very friendly

Interest very good very friendly Reviewed on: 15th January 2025

An excellent card

Easy to get the card easy to access website ease of understanding terms and conditions Reviewed on: 15th January 2025

Only CC for me

Had previous credit cards and cancelled them all to use my Zopa one alone as I find it the easiest and most efficient when making payments and how fast my balance clears once payments are made. Reviewed on: 15th January 2025

Simple and ease if use

I have a credit card with zopa, it's is both easy and simple to use, with guilines on support and help Reviewed on: 15th January 2025

Zopa credit card is so easy to control from the app,...

Zopa credit card is so easy to control from the app, all information is right in front of you. Reviewed on: 15th January 2025

Good service

The app is easy to use and Zopa are very good communicators Reviewed on: 15th January 2025

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