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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent!

It is a very good card with a good protection and amazing customer service. Reviewed on: 15th January 2025

Applying for the Zopa card was simple and successful...

Applying for the Zopa card was simple and successful application was decided quickly. There were no difficult questions and there was plenty of help along the way. The identity check to prevent money laundering and fraud was also explained well. Reviewed on: 15th January 2025

Extremely happy with Zopa

Zopa cards have an excellent rate of interest, and the app is extremely easy to use. The app is very useful for keeping track of my credit score and info on how to build better credit Reviewed on: 15th January 2025

Bad credit score help

I had bad credit score, zopa help me when others wouldn’t, my credit score is looking quite healthy. Reviewed on: 15th January 2025

my experience.

I think the zapa is very good when you need that extra help Reviewed on: 15th January 2025

An excellent choice 5 star

Always been brilliant since I have had a card with them. Reviewed on: 15th January 2025

Zopa is the perfect credit card, affordable monthly...

Zopa is the perfect credit card, affordable monthly payments, great app, easy to navigate and reliable. Reviewed on: 15th January 2025

Great first credit card

My first credit card, super easy to use with frequent opportunities to increase my credit limit. Reviewed on: 15th January 2025

Great Banking Customer Friendly

Great Banking Customer Friendly Reviewed on: 15th January 2025

Very good

Flexibility, speed, predictability, security, user-friendly. Reviewed on: 15th January 2025

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