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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I had poor credit when I applied.

I had poor credit when I applied. Zopa gave me a chance and accepted me. I haven’t let you down and grateful to you. Reviewed on: 7th March 2026

Best experience so far. Zopa

Best experience so far and the customer service is excellent Reviewed on: 7th March 2026

Never had a problem with the service and they talk t...

Never had a problem with the service and they talk to you professionally great service from them all Reviewed on: 7th March 2026

Easy and simple

Easy and simple would recommend to family and friends Reviewed on: 7th March 2026

Great banking hassle free.

Great banking hassle free.Brilliant customer service Reviewed on: 7th March 2026

A good all round service

I always know where I am with my money and I know I will get good service and advice from the team Reviewed on: 7th March 2026

Easy for me to understand as i have had learning dif...

Easy for me to understand as i have had learning difficulties as a youngest Reviewed on: 7th March 2026

Great service and easy use of their zopa app

Great service and easy use of their zopa app Reviewed on: 7th March 2026

Fantastic bank who offers fantastic products.

Fantastic bank who offers fantastic products. Reviewed on: 7th March 2026

I think there are the best even if you have trouble...

I think there are the best even if you have trouble being late on a payment there so helpfull Reviewed on: 7th March 2026

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