Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent credit card.

Excellent credit card. No issues at all. Easy to use app. Available balance goes up Immediately after you make a payment. Well done Zopa. Reviewed on: 15th January 2025

Good service and provider and good repayments

Good service and provider and good repayments Reviewed on: 15th January 2025

Brilliant App and great customer service

Brilliant App and great customer service Reviewed on: 15th January 2025

Verervice easy app to use a...

Very professional and easy service easy app to use and always there if I have a problem straight forward and no frills service I would definitely recommend this service Reviewed on: 15th January 2025

Tow financial help

Everything was fast and on point Reviewed on: 15th January 2025

I was very happy to be accepted as I’m trying to reb...

I was very happy to be accepted as I’m trying to rebuild my credit score whilst also having a bit of breathing space over the Christmas period. I also hate filling in forms or talking to agents over the phone so you guys hit the nail on the head! Reviewed on: 15th January 2025

Zopa card best.

Zopa card best.they always supported Reviewed on: 15th January 2025

Zopa really helped when I needed it

Reliable service, prompt and effective Reviewed on: 15th January 2025

zopa hasselt free

Enjoying zopa hasselt free app easy to use Reviewed on: 15th January 2025

Easy to use app and loan application.

Easy to use app and loan application. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.19 from 56 reviews
Credit card
from The Co-operative Bank 3.46 from 35 reviews
Credit card
from Zable 4.82 from 77516 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub