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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

A credit card that offers much more then just money...

A credit card that offers much more then just money it helps to build your score & its Easy to apply & easy to use the app. It offers loans and car finance options. I have multiple credit cards & this one Is one of my favourites Reviewed on: 15th January 2025

Lovely little credit card

Quick and simple the app keeps you informed with offers and also die your credit score Reviewed on: 15th January 2025

Excellent card and online service

Excellent card and online service Reviewed on: 15th January 2025

Very helpful

Full fill customer needs, anyone who need credit card Zopa is the best for it. And really helpful. Reviewed on: 15th January 2025

Best credit service around

Excellent service. Highly recommend Reviewed on: 15th January 2025

Superb service

Not one problem since joining zopa, very helpful Reviewed on: 15th January 2025

Great company

Great company had a low credit rating building it up now thanks zopa Reviewed on: 15th January 2025

The App works great and excellent service

The App works great and I am kept updated with regular emails. It is ease of use and excellent service Reviewed on: 15th January 2025

A very easy card and App to use

A very easy application process, the App is also very easy to use, including making payments. Reviewed on: 15th January 2025

Hadsle Free Credit Card

Never had any problem with Zopa.The app is excellent and tells me all I need to know and more. They have never hassled me over anything so it’s been a good experience and I would recommend it to anyone looking for a credit card who’s been having difficulty with over companies. Reviewed on: 15th January 2025

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