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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Exceptional

Easy to use and fair. Customer service us first class and helpful. Reviewed on: 15th January 2025

Angiemogan

I really have a bad credit score at the moment and Zopa really helped me Reviewed on: 15th January 2025

Great card easy to use app.

Great card easy to use app. I’ve had a wonderful experience with Zopa. Reviewed on: 15th January 2025

Good card, happy customer

Applied online and received the card quickly. Straight forward application and added things like borrowing power in the app for loans and car finance with the company. Reviewed on: 15th January 2025

Just The Best!!!!

Found the application process easy and Zopa are great in keeping in touch with their customers Reviewed on: 15th January 2025

Very good cVard and service.

Very good card and service. I love the card app too xx Reviewed on: 15th January 2025

Good to deal with

Minor issue resolved very effectively and easily, good team to deal with Reviewed on: 15th January 2025

My card has been a very good help

My card has been a very good help for me it there when I need it in an emergency. What more could any one ask for customer service are very helpful when you need them and have a very good knowledge.the only trouble I have is can’t get app on my phone to keep check on my account Reviewed on: 15th January 2025

I love zoopa great service always helpful

I love zoopa great service always helpful Reviewed on: 15th January 2025

Great App

They are great at keeping you up to date on how to keep on track with your money and the App is easy to use Reviewed on: 15th January 2025

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