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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Good to deal with

Minor issue resolved very effectively and easily, good team to deal with Reviewed on: 15th January 2025

My card has been a very good help

My card has been a very good help for me it there when I need it in an emergency. What more could any one ask for customer service are very helpful when you need them and have a very good knowledge.the only trouble I have is can’t get app on my phone to keep check on my account Reviewed on: 15th January 2025

I love zoopa great service always helpful

I love zoopa great service always helpful Reviewed on: 15th January 2025

Great App

They are great at keeping you up to date on how to keep on track with your money and the App is easy to use Reviewed on: 15th January 2025

It’s been amazing and easy, good card

It’s been amazing and easy, good card Reviewed on: 15th January 2025

Easy to set up and use.

Easy to set up and use. App is great to keep an eye on spending and make payments. Good customer service. Reviewed on: 15th January 2025

Spot on service excellent customer service

Spot on service excellent customer service Reviewed on: 15th January 2025

Excellent service and good communication

Excellent service and good communication Reviewed on: 15th January 2025

The GOAT of credit cards

Out of the 4 credit cards I have, Zopa is my overall favourite one! Best interest, user friendly app with everything I need including pin access! Have needed to contact a couple times and always get great service and an instant resolution Reviewed on: 15th January 2025

Excellent service

Excellent service keeps me updated with all there items statements and payments are given plenty of time. Reviewed on: 15th January 2025

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