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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service

Easy, reliable and efficient. Why not give a try? Reviewed on: 7th March 2026

good company to work with and my whole family love...

good company to work with and my whole family love it Reviewed on: 7th March 2026

Just very helpful and good communication

Just very helpful and good communication Reviewed on: 7th March 2026

Excellent after service easy to contact with any iss...

Excellent after service easy to contact with any issues Reviewed on: 7th March 2026

Very good company, excellent good company rates

Very good company, excellent rates Reviewed on: 7th March 2026

All good except the interest rate is a bit high.

All good except the interest rate is a bit high. Reviewed on: 7th March 2026

Zopa safe me exactly when I needed.

Zopa safe me exactly when I needed. Is like a friend who feel when you're in trouble and offer to help. Reviewed on: 7th March 2026

The easiest to use, no nonsense straight forward , l...

The easiest to use, no nonsense straight forward , literature is easy to understand Reviewed on: 7th March 2026

1st class

1st class always very helpful and cheerful Reviewed on: 7th March 2026

A very satisfied Zopa customer

Zopa provides a excellent service and your help line is extremely helpful Reviewed on: 7th March 2026

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