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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great experience and gave me a chance nobody else wo...

Great experience and gave me a chance nobody else would Reviewed on: 15th January 2025

Would absolutely recommend Zopa.

No issues with the card at all, would prefer to get through to cs a bit quicker but other than that absolutely would recommend Zopa. Reviewed on: 15th January 2025

Application was Seamless from start to finish and ca...

Application was Seamless from start to finish and card arrived within days Reviewed on: 15th January 2025

It's an ideal way of saving money and it's there w...

It's an ideal way of saving money and it's there when ever you need it Reviewed on: 15th January 2025

Good value, good rate fair increases affordable repa...

Good value, good rate fair increases affordable repayments, helpful advice on money and also a good interest rate bank account too. I have received lots of helpful tips and hints to help me manage my money. Reviewed on: 15th January 2025

Convenient credit with easy application.

Convenient credit with easy application. Excellent starting credit limit with Excellent app. Reviewed on: 15th January 2025

Great card if there is a problem staff are very help...

Great card if there is a problem staff are very helpful Reviewed on: 15th January 2025

Excellent service always send reminders which help.

Excellent service always send reminders which help..option to pay thst little extra Reviewed on: 15th January 2025

Never had a problem with Zopa and explains all we need.

Never had a problem with Zopa and explains all we need. To no about our accounts Reviewed on: 15th January 2025

I don't have any issues with my credit card and Happ...

I don't have any issues with my credit card and Happy with the service Reviewed on: 15th January 2025

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