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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service always send reminders which help.

Excellent service always send reminders which help..option to pay thst little extra Reviewed on: 15th January 2025

Never had a problem with Zopa and explains all we need.

Never had a problem with Zopa and explains all we need. To no about our accounts Reviewed on: 15th January 2025

I don't have any issues with my credit card and Happ...

I don't have any issues with my credit card and Happy with the service Reviewed on: 15th January 2025

Excellent friendly and easy to use app.

Excellent friendly and easy to use app. Good advice on credit with great communication. Looks after you with easy steps of credit increases Reviewed on: 15th January 2025

Excellent service by professional company and staff

Excellent service by professional company and staff Reviewed on: 15th January 2025

I’ve been with you for a while and I find it so easy...

I’ve been with you for a while and I find it so easy to manoeuvre around your app and easy ways to pay Reviewed on: 15th January 2025

Great service, always good customer service

Great service, always good customer service Reviewed on: 15th January 2025

ZOPA MY ONLY CREDIT CARD

Zopa is my only Credit card and the surest hub for credit from surprise increment to flashing borrow power and updates on financial tips worthy of a good life. You will enjoy it, just as I introduce it to my husband, I recommend it to all Reviewed on: 15th January 2025

Very easy to apply for very straightforward instant...

Very easy to apply for very straightforward instant acceptance Reviewed on: 15th January 2025

Zopa is a credit card suited to me they always advis...

Zopa is a credit card suited to me they always advise me of any change the credit limit is suited yo me easy and comfortable payments interest is quite low also Reviewed on: 15th January 2025

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