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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

A* Excellent service

Information there when needed easy to get on the website and all information is there what I look for Reviewed on: 15th January 2025

Easy to use website, I have never had to use custome...

Easy to use website, I have never had to use customer services or complaints this tells its own story Reviewed on: 15th January 2025

I have never had a problem with them at all

I have never had a problem with them at all Reviewed on: 15th January 2025

Zopa the best

Just so easy to use love it very friendly customer service I heard about it on line and accepted straight awayand never looked back recommended to family and friends now there using it too Reviewed on: 15th January 2025

Very easy application process.!

Very easy application process. Excellent communication and support. Reviewed on: 15th January 2025

Great card

Great secure service easy to uses and quick to update payment and amend available balance Reviewed on: 15th January 2025

Quick and efficient making life easier

Quick and efficient making life easier Reviewed on: 15th January 2025

Good all round card for convenience and value

Good all round card for convenience and value Reviewed on: 15th January 2025

Very happy to use & easy to payment

Very happy to use & easy to payment Reviewed on: 15th January 2025

Quick response ,User friendly app, swift application

Quick response ,User friendly app, swift application Reviewed on: 15th January 2025

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