Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I am so happy with the procedure of application and...

I am so happy with the procedure of application and final delivery of my card. The credit limit was also very encouraging. I advice everyone to go for ZOPA credit card Reviewed on: 15th January 2025

I have had excelent service from Zopa.

I have had excelent service from Zopa.thank you Zopa Reviewed on: 15th January 2025

Very good service!

Very good service! Zopa app very easy to use. Highly recommended! Reviewed on: 15th January 2025

Zopa has been helping me to manage my credit score e...

Zopa has been helping me to manage my credit score ever since I started using it. Reviewed on: 15th January 2025

I found Zopa perfect...

I found Zopa a perfect choice for people to start using credit card build score learn how to use credit. Reviewed on: 15th January 2025

Got accepted straight away,easy to use app

Got accepted straight away,easy to use app Reviewed on: 15th January 2025

Fantastic card great servigood card ce

Fantastic card great service so easy to use and always helpfull card services so overall great credit card Reviewed on: 15th January 2025

All things at perfect and super with the facilities...

All things at perfect and super with the facilities I need to use Reviewed on: 15th January 2025

I would recommend this to all who require stability...

I would recommend this to all who require stability with financies Reviewed on: 15th January 2025

I find them understanding with life’s ups and downs...

I find them understanding with life’s ups and downs as we all get and good communication Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 4.03 from 3 reviews
Aqua credit cards
from NewDay 4.71 from 3313 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub