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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Absolutely no problem at all customer service team a...

Absolutely no problem at all customer service team are very friendly if you need to speak to them, the app is straight forward and easy to use I would definitely recommend Zopa credit card Reviewed on: 15th January 2025

They are really good and very efficient

They are really good and very efficient Reviewed on: 15th January 2025

Excellent and speedy service Highly recommend

Excellent and speedy service Highly recommend Reviewed on: 15th January 2025

Easy Process

Easy process to get a Credit card and start building a credit score. Reviewed on: 15th January 2025

Ease to use just great service No problems at all...

Ease to use just great service No problems at all Reviewed on: 15th January 2025

Good but don't appear to follow up.

Good but don't appear to follow up. Reviewed on: 15th January 2025

Easy account to use, the app makes things so much ea...

Easy account to use, the app makes things so much easier than waiting for paper statements. Reviewed on: 15th January 2025

Very easy to sign up and the app is so simple even I...

Very easy to sign up and the app is so simple even I can do it Reviewed on: 15th January 2025

All good and great service upto date systems and gre...

All good and great service upto date systems and great value Reviewed on: 15th January 2025

Beyond excellent service with Zopa at all points.

Beyond excellent service with Zopa at all points. Whether its needing simple information like my account balance or when it comes to doing payments - everything is super-easy and its without all that fancy financial-jargon, or if there is any it is explained in a way that is easy to understand so that you know what is what. Reviewed on: 15th January 2025

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