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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I've had a fantastic experience with my Zopa credit...

I've had a fantastic experience with my Zopa credit card, the application process was seamless and the customer service team has been incredibly helpful whenever I've had any queries. Overall, I'm thoroughly impressed with Zopa and would highly recommend their credit card to anyone looking for a hassle-free and rewarding experience. Reviewed on: 15th January 2025

Reliable app and never had an issue with zopa.

Reliable app and never had an issue with zopa. Reviewed on: 15th January 2025

Excellent and easy app

Excellent app. Easy to navigate and pay statement. Regular emails getting you informed of offers and your account . Reviewed on: 15th January 2025

Quick and reliable.

Quick and reliable. always answers message if you have any problems. Reviewed on: 15th January 2025

The app is very user friendly and easy to navigate.

The app is very user friendly and easy to navigate. Customer service is excellent and offers are a great help Reviewed on: 15th January 2025

When I compared it with other credit cards, I realiz...

When I compared it with other credit cards, I realized that Zopa is really better. Reviewed on: 15th January 2025

The card improved my credit rating..

I have had no problems using the card. I obtained one originally to improve my credit rating and it has worked. I would recommend it to everyone. Reviewed on: 15th January 2025

Quick making payments on the app and excellent service

Quick making payments on the app and excellent service Reviewed on: 15th January 2025

Very happy with service no problems

Very happy with service no problems Reviewed on: 15th January 2025

Great card

Super credit card, easy to apply and nice customer service Reviewed on: 15th January 2025

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