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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

No problems either with the app or the phone centre...

No problems either with the app or the phone centre excellent work Reviewed on: 15th January 2025

Helps helping hand people get off to a good start

Helps people get off to a good start Reviewed on: 15th January 2025

Excellent

Excellent work and service Very easy to use Reviewed on: 15th January 2025

It would be good if you increased my credit limit

It would be good if you increased my credit limit Reviewed on: 15th January 2025

Brilliant

I have found that the service you give me as a customer has been better then the high street bank that I bank with .and I am considering zola to be my main account older in the near future. Real no fuss banking .thanks guy for making it so easy for users like myself Reviewed on: 15th January 2025

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 15th January 2025

Excellent customer service and so far Excellent serv...

Excellent customer service and so far Excellent service with zopa Reviewed on: 15th January 2025

Seamless process from application to acceptance and...

Seamless process from application to acceptance and account opening, also assists with allowing access to future financial borrowing through showing you your borrowing power and ways to improve it and what is holding you back Reviewed on: 15th January 2025

Great service they me to obtain and manage my credit...

Great service they me to obtain and manage my credit card. when no other company wanted to help. Reviewed on: 15th January 2025

Easy to use app & card can be used everywhere had no...

Easy to use app & card can be used everywhere had no problems whatsoever when shopping. What more can I say Excellent Reviewed on: 15th January 2025

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