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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43454 reviews)

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4.94

Based on 43,454 reviews, last reviewed 10th Mar 2026

154000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I am very happy,very good application,good bank. I am very happy,very good application,good bank. Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43454)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great company, easy to use and understand.

Great company, easy to use and understand. Great app. Help there when you need. Fantastic Reviewed on: 6th March 2026

I have no complaints at all and wouldn't hesitate to...

I have no complaints at all and wouldn't hesitate to recommend you to all my friends and family thank you Reviewed on: 6th March 2026

Helped with credit building and giving me a chance t...

Helped with credit building and giving me a chance to sort my finances Reviewed on: 6th March 2026

Brilliant, I would highly recommend this company .

Brilliant, I would highly recommend this company . I have credit cards and have never had any issue with them Reviewed on: 6th March 2026

Quick, simply done & informative

Quick, simply done & informative Reviewed on: 6th March 2026

No issues and used there service for years

Used zopa for a number of years and had any issues. App is so easy to use and very reliable. I would recommend Reviewed on: 6th March 2026

A good understanding of their clients

Rates could be a little bit lower, bur good customer service Reviewed on: 6th March 2026

Easy to use, especially with the app

Easy to use, especially with the app Reviewed on: 6th March 2026

A quick and responsive credit card account.

A quick and responsive credit card account. Debits and credits are quick to post and refunds are just as quick. I am really pleased with Zopa and would recommend them to friends and family. Reviewed on: 6th March 2026

I contacted Zopa regarding strange activity on my ac...

I contacted Zopa regarding strange activity on my account, the agent that dealt with my enquiry was very efficient in sorting out the problem. I’ve had no other issues in dealing with Zopa, a good company to deal with. Reviewed on: 6th March 2026

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