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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Happy Camper

Have had no problems since taking out my card,app is easy to use for making extra payments..would highly recommend Reviewed on: 15th January 2025

Zopa app is very easy to use.

Zopa app is very easy to use. Zopa communicate to customers very easily and often Reviewed on: 15th January 2025

Great service and easy to understand App.

Great service and easy to understand App. Reviewed on: 15th January 2025

Very happy with the service i get

Very happy with the service i get Reviewed on: 15th January 2025

Fantastic customer relations and easy payment methods

Fantastic customer relations and easy payment methods Reviewed on: 15th January 2025

Great service from the moment I opened the account.

Great service from the moment I opened the account. Reviewed on: 15th January 2025

Good customer service and care.

Good customer service and care.The service is great and Zopa has a listening ear for the clients Reviewed on: 15th January 2025

Always helpful and show the human fun .

Always helpful and show the human fun ..better than the rest Reviewed on: 15th January 2025

Brilliant service.

Brilliant service. Great product. Reviewed on: 15th January 2025

Zopa is handy and easy to apply for.

Zopa is handy and easy to apply for. It's helped me to improve my credit Reviewed on: 15th January 2025

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