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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

So easy, So Quick and SOOOO Helpful!

Everything is so easy on the app - And its clear how and when payments will be - the Snooze feature is amazing if it doesn't align to when pay day is or money comes in late! love it Reviewed on: 15th January 2025

PAS_First_Review

Easy to use, no hassle, easy ways to pay. Reviewed on: 15th January 2025

Good for me and half full for my family

Good for me and half full for my family Reviewed on: 15th January 2025

Everything is good.

Everything is good. I love Zopa. Reviewed on: 15th January 2025

Zopa is the best credit card in uk its very helpful...

Zopa is the best credit card in uk its very helpful and care customer.thanks zopa team Reviewed on: 15th January 2025

A card for the unexpected

At the time I had no money, I had been helping my daughters out, I was expecting some money through and the card got me through till I received it. Reviewed on: 15th January 2025

Very satisfied

I’m very happy with Zopa,with the services received Reviewed on: 15th January 2025

Always very helpful easy app to use

Always very helpful easy app to use Reviewed on: 15th January 2025

Excellent service and product, would definitely reco...

Excellent service and product, would definitely recommend. Never had a problem with using my card or obtaining information Reviewed on: 15th January 2025

Fast and efficient service with user friendly apps I...

Fast and efficient service with user friendly apps I would have no problem recommending them to family and friends Reviewed on: 15th January 2025

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Want to see more from Zopa?

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from Zopa 4.91 from 69089 reviews
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from Zopa 4.87 from 1795 reviews
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