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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card

Always helpful and easy app - building my credit rating and you gave me that chance Reviewed on: 15th January 2025

So easy and user friendly.

So easy and user friendly, brilliant service and fast. Brilliant service, all the staff I have been in touch with have been fantastically helpful and friendly. I can honestly say this is oone of the best services I have come across Reviewed on: 15th January 2025

Very reliable and it's the place for banking

Very reliable and it's the place for banking Reviewed on: 15th January 2025

Friendly use app, instant transactions.

Friendly use app, instant transactions. Great experience Reviewed on: 15th January 2025

Zopa has helped me get back on my feet and increase...

Zopa has helped me get back on my feet and increase my credit score , no hassle no stress and everything on the app that works perfect. Reviewed on: 15th January 2025

No problems.

No problems. Easy to use. Simple App easy to understand. Reviewed on: 15th January 2025

Excellent experience with this company would definit...

Excellent experience with this company would definitely recommend this to my friends and family easy application process and very quick decision with application process and receiving card Reviewed on: 15th January 2025

New customer

Really easy to use and manage.Easy set up and quick turnaround. Reviewed on: 15th January 2025

I find out about Zopa bank in a very difficult situa...

I find out about Zopa bank in a very difficult situation and with them I have resolved a financial situation. I m grateful to them and I strongly recommend them to anyone that is in financial difficulties Reviewed on: 15th January 2025

Zopa is so reliable and easy to use, helps put money...

Zopa is so reliable and easy to use, helps put money worries aside by helping with budgets Reviewed on: 15th January 2025

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