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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

A new start and a new me

A very good service and quick response Reviewed on: 7th March 2026

Always friendly and helpful over the phone never had...

Always friendly and helpful over the phone never had a problem with my card Reviewed on: 7th March 2026

It easy to make payment Best

It easy to make payment the process of making payments to the credit been used is straightforward and simple Reviewed on: 7th March 2026

Just love my card

Just love my card I can purchase items and don’t have to worry Reviewed on: 7th March 2026

Zopa, so good!

Zopa app is easy and accessible, payments are registered immediately, no waiting time before showing on the balance Reviewed on: 7th March 2026

Great credit card

Staff always helpful and always solve the problem if you have one Reviewed on: 7th March 2026

Zopa Bank ahead of otgers

Excellent service all round. Quick and easy application procedure with a quick response. Team professional, knowledgeable and courteous. Reviewed on: 7th March 2026

Great service

I have been with Zopa for years and never had any issues with there services. Reviewed on: 7th March 2026

Wonderful money experience

I have had wonderful money experience with Zopa paid of a loan in the past and have a bank acct with a credit card account with them now. Reviewed on: 7th March 2026

1st class

Excellent very versatile pleased with zopa Reviewed on: 7th March 2026

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