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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Fast transaction.

Fast transaction. easy to use. Instructions were clear. In app experience was quite easy to follow. Deals and offers were really interesting Reviewed on: 18th May 2024

Unable to activat the app.

I recieved my card in time, good so far. Then i needed to activate. That is where the issue starts. I cant activate. App does not work. Back room issues i imagine. Support team tried and failed to support. Wont let me change password which is needed to activate the app. I need the card for car hire in 5 days and dont think this is going to help me. Reviewed on: 14th May 2024

Perfectly happy

Excellent perfect great staff ans great staff ..couldn't be better Reviewed on: 25th April 2024

Great service!!

Great service and review of credit limit Reviewed on: 20th April 2024

I really like Zopa, I recommend it to everyone who n...

I really like Zopa, I recommend it to everyone who needs a true friend Reviewed on: 18th April 2024

Dream of a Zopa current account they are simply the...

Dream of a Zopa current account they are simply the best loan credit card A1 Reviewed on: 17th April 2024

It was easy to apply for the card.

It was easy to apply for the card. Reviewed on: 17th April 2024

I have very good experience with Zopa and I have no...

I have very good experience with Zopa and I have no problem I m very happy Reviewed on: 16th April 2024

Careful banking

Only lend what I can afford always keeping me informed,When my next installment is due giving me time to balance my finances Reviewed on: 15th April 2024

Mr Wshirw

The card is useful and easy to use and handy at all times Reviewed on: 15th April 2024

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