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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

User friendly systems, you can’t complain.

User friendly systems, you can’t complain. It’s excellent Reviewed on: 14th April 2024

Professional

The whole process was trouble free Reviewed on: 14th April 2024

in general a good experience

In general, utilising this open credit card proved to be a positive encounter. They offer a variety of optional features that consider your financial means and evaluate your credit to give you a complete picture of your finances. The app interface is user-friendly and functions smoothly, resulting in a satisfying experience. Reviewed on: 14th April 2024

Really easy to use.

Really easy to use, app does exactly what you would expect it to. Credit cushion is a great feature. Reviewed on: 14th April 2024

Outstanding Supporting Service, always simple & easy...

Outstanding Supporting Service, always simple & easy, very responsive service when required Reviewed on: 13th April 2024

It's great I have used for over year good experience...

It's great I have used for over year good experience Reviewed on: 13th April 2024

They are an amazing company and have a great knowled...

They are an amazing company and have a great knowledge base and I’m very happy with there service and pleased I chose them Reviewed on: 13th April 2024

Credit card is good i like becouse have interest...

Credit card is good i like becouse have interest smoll Reviewed on: 13th April 2024

Never had any problems can't fault you

Never had any problems can't fault you Reviewed on: 13th April 2024

Easy process to get a credit card.

Easy process to get a credit card. Reviewed on: 13th April 2024

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